Updated: Monday, 24th September 2018 @ 5:48am

One in five Greater Manchester drivers are uninsured, new figures claim

One in five Greater Manchester drivers are uninsured, new figures claim

By Mancunian Matters staff

Uninsured drivers account for more than one in five motorists in areas of Greater Manchester, according to the latest figures.

West Gorton and Cheetham Hill feature in the UK top 20 uninsured driver hotspots list, released by the Motor Insurers’ Bureau (MIB) last month.

Illegal drivers account for one in ten motorists across Greater Manchester, more than double the national average.

Every driver in Manchester is paying £30 extra in premiums to cover the cost of accidents caused by those without insurance.

Greater Manchester Police are stepping up efforts to identify insurance dodgers in the area.

Chief Inspector Rachel Buckle, GMP Traffic Network Section, said: “We are currently developing the skills of neighbourhood officers to enable them to seize uninsured vehicles.”

The Association of British Insurers blames the cost of covering uninsured drivers for rising premiums.

However, the Institute of Advanced Motorists (IAM) warns prohibitive premiums could be the reason so many choose to forgo insurance altogether, particularly among younger drivers.

Caroline Holme, Communications Officer for IAM, said something needs to be done to break the self-perpetuating cycle.

 “We need to be educating young drivers better,” she said.

Leanne Titterton, a student living in Withington, said she no longer drives because of the cost of insuring her car.

“My car got broken into and my last quote doubled to around £4,000 - I can’t afford that,” she said.

“Driving in Manchester is dangerous and isn’t worth it for me anymore.”

Taxi drivers, who need insurance to make a living, are also fuming at the costs of running their vehicles.

One Manchester cabbie said: “It has gone up a phenomenal amount and it’s just ridiculous.

“I have never claimed in all my life and I do feel targeted.”

The MIB now keeps a central database of all insured vehicles in a bid to clamp down on those who try to cheat the system.

Ashton West, Chief Executive at MIB said, “We cannot stand by and let uninsured driving continue, otherwise the honest motorist will keep paying the bills for the injury and damage caused to people and property.”